PSA CPSU NSW members can receive income protection insurance for as little as $10.50 a week due to the union’s relationship with provider WageCover.  

The member benefit provides accident and sickness income protection of at least $800 per week.

Members in ‘high-risk’ occupations, such as gaols and the Office of the Sheriff, can take out policies.

Should policyholders be involved in a non-work-related accident, they would receive 90 per cent of their gross weekly income, or the amount nominated, whatever is the lesser.

Members are covered up to the age of 70.

Coverage is also available for partners and spouses of PSA CPSU NSW members.

“There is also a top up policy, which means if a member goes on workers compensation, for the first 13 weeks on a totally-unfit-for-work claim, an injured workers gets 95 per cent of their pre-injury salary,” said Member Services Manager Kym Ward. “After 13 weeks, if the member is still totally unfit to return to work, their workers compensation benefit goes down to 80 per cent of their salary.

“If they have this income protection, they can make a claim to top up their 80 per cent workers compensation benefit with an extra 10 per cent salary, taking them up to 90 per cent of their pre-injury salary.

“This is yet another way PSA CPSU NSW membership can cut the rising costs of living.”