All PSA CPSU NSW members have access to income protection through WageCover. The policy is available to all financial members as an individual option to take advantage of.

Income protection is a way to ensure that workers can maintain their salary should they be forced to take time away from work. Sickness or injury – including sporting injuries – are covered, and policy holders are not required to exhaust all their sick leave before receiving payments. All premiums are also tax deductible.

Importantly, the WageCover policy also includes workers’ compensation top-up cover. If you end up on a payable workers’ compensation claim for a period of more than 13 weeks, and your salary drops from 95 per cent to 80 per cent, the policy will provide cover for 10 per cent of your salary to bring you back up to 90 per cent.

Further insurance cover for members

Members are also eligible to take advantage of coverage that will help with cost-of-living pressures:

The PSA’s journey insurance policy can provide salary compensation with weekly injury benefits – 85 per cent of salary up to $2000 for up to 104 weeks if you are injured whilst engaged in direct travel to or from home to or from your place of work.

All claims are to be sent to [email protected]

If a member or a member of their direct family is hit by injury or sickness, they will get emergency transport to the nearest available hospital equipped to deal with their condition, all without the nasty bill at the end.

As a PSA member you automatically have personal injury cover included in your subscription fee. And, for only $11 extra, you can add Family Extension cover. No matter how many people are in your family, the cost is only eleven dollars per annum!

In partnership with PSA, Stella Insurance offers discounts to members when they purchase a new comprehensive car insurance, travel insurance or pet insurance policy.

Stella is an insurance brand that is passionately pro-women. The company champions gender equality and designs products for a fairer world. Stella donates five dollars from every new policy to female-focused charities.